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6 Best Invoicing Software for Small Business Owners [2025]

profile picture of Shana Cesaire, freelance writer for Jobber Academy
Shana Cesaire
May 29, 2024 10 min read
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Originally published in November 2024. Last updated on October 10th, 2025.

To maintain your growing business, you need customers to pay on time. What’s the easiest way to make that happen? Online invoicing. 

With the right invoicing software, you can send invoices sooner, track payments with ease, and send automatic reminders to ensure no dollar slips through the cracks.

To save you the hassle of sorting through hundreds of options, we’ve rounded up the best invoicing software for home service small business owners—the top-reviewed, flexible, and cost-effective tools built to help you get paid quicker.

What is invoicing software?

Invoicing software helps businesses create, send, and manage invoices more efficiently. 

Instead of relying on spreadsheets, documents, or paper-based systems, invoicing software automates much of the billing process—saving time and reducing errors. And you can use most invoicing software to create invoices from a computer or your phone, if you happen to work on-site.

Small business invoice software makes it easy to:

  • Create professional invoices with your company’s branding
  • Track invoice payments so you know which customers have paid and which accounts are overdue
  • Automate reminders to reduce late payments
  • Generate reports that give you insights into cash flow and outstanding payments
Automate invoice follow-ups
Automated invoice reminders in Jobber

By adopting invoicing software, you can spend less time chasing payments and more time focusing on growth.

Benefits of using invoicing software

Invoicing software offers more than just a way to send bills—it can directly improve how you manage your finances and client relationships. Key benefits include:

  • Time savings: Automating invoice creation, recurring billing, and payment reminders reduces manual work and frees up valuable time.
  • Faster payments: Many platforms allow online payments, which makes it easier for customers to pay you quickly.
  • Fewer errors: Built-in templates and automation help prevent mistakes that often occur with manual data entry.
  • Improved cash flow: Real-time tracking of outstanding invoices and detailed reporting give you better visibility into your finances.
  • Professional image: Branded invoices strengthen your company’s credibility and make a positive impression on clients.
  • Centralized records: All invoices, receipts, and client information are stored in one place, making it easier to stay organized and compliant.

By adopting invoicing software, you can spend less time chasing payments and more time focusing on growth.

Essential invoicing software features

When choosing invoicing software, it’s important to look for features that go beyond simply creating invoices. The right tool should make billing easier, faster, and more accurate.

Consider these features when looking for the best invoicing software:

Customizable invoice templates

There’s no need to start your invoices from scratch each time. With customizable invoicing templates, you can create invoices in minutes to send off to your customers.

Plus, you can add your logo, brand colors, and business details for a professional look.

Send invoices faster with invoicing
Invoice template in Jobber

READ MORE: What to include on an invoice

Invoice reminders and follow-ups

Never forget to send an invoice again. The best billing software for small business owners will send you automated reminders to bill after each job.

You can also set up automated payment reminders to send to your customers to reduce late payments without awkward follow-ups.

Send invoices faster with invoice reminders
Invoice reminders in Jobber

Batch invoicing

If you’re behind on invoicing—or simply like to send invoices in bulk—batch invoicing makes it easy.

Pick the jobs you want to bill and send professional invoices to your customers in a few clicks.

Send invoices faster with batch invoicing
Batch invoicing in Jobber

Payment processing

Give customers convenient payment options to ensure quick payments—whether you’re in the office or in the field.

The very best invoicing software allows for automated payments so that you can get paid as soon as the job is done.

Get paid sooner with online payments
Payment processing in Jobber

Best invoice software comparison chart

SoftwareBest ForKey FeaturesPricingFree Trial
JobberField service businesses• Batch-send invoices
• Automated invoice reminders
• Online payments
Starting at $29 per user per month

See all Jobber plans
Yes
WaveBeginners• Invoice status tracking
• Automatic credit card payments
• Invoice builder
Starting at $0 per user per monthNo
QuickBooks OnlineSyncing accounting and invoicing in one place• Track billable expenses 
• Payment alerts
• Recurring invoices
Starting at $19 per user per monthYes
Zoho InvoiceBeginners• Several invoice views
• Automated payment reminders
• Multiple payment gateways
FreeNo
FreshBooksBeginners, freelancers• Accept online payments directly through the invoice 
• Time and expense tracking 
• Ready-made templates
Starting at $6.30 per user per monthYes
PaymoTime-based project billing (freelancers, consultants)• Create invoices directly from timesheets
• Combine expenses and tracked time 
• Multiple payment options
Starting at $0 per user per monthYes

6 best invoicing software for small businesses

Don’t know how to choose the best invoicing software for your small business? Check out these 6 options below.

Jobber: Best invoicing for field services

Tablet and phone devices displaying field service invoice software by Jobber
Jobber

Jobber is the best invoicing software for home service businesses looking to connect their invoicing to their other workflows for an all-in-one solution.

Jobber helps service companies invoice customers, collect payment, and run an all-around efficient business. You can use Jobber to invoice from your computer or mobile device—it’s made for teams that need to move from jobsite to jobsite.

With just a few clicks, you can generate a professional invoice that has accurate job details and convenient payment options, ready to send to the customer. 

Or, make your invoice using the simple and flexible invoice builder if you’ve already completed the job. You can also turn your quotes into invoices, allowing for a seamless process from beginning to end.

Jobber’s other invoicing features include:

  • Customize professional-looking templates with your company branding, contact information, payment terms, and more
  • See which jobs are ready to invoice, and get reminders to send invoices for jobs you’ve just finished
  • Batch-send invoices to save time and boost cash flow with just a few taps
  • Automatically send a customized email or text follow-up to customers, reminding them to pay their outstanding invoice
  • Accept online card payments, bank payments, or get paid in person with Tap to Pay
  • Use progress invoicing to break a job into multiple invoices
  • AI-powered business insights to get instant access to invoice KPIs

One user especially loved that Jobber is easy to navigate and said that their clients appreciate the automated reminders.

Check out Jobber’s website for pricing.

Wave: Best invoicing software for beginners

image of transactions in Wave's invoicing software
Wave

With a simple, clutter-free interface and quick setup process, Wave is great invoicing software for brand-new small business owners.

Wave’s invoice builder and reports are sleek and intuitive, and from the invoice tracking dashboard, you can see the total amount due from all outstanding invoices.

Plus, Wave lets you create, send, and track invoices for free. You’ll only pay credit card processing fees when you accept payments online.

Wave’s other invoicing features include:

  • Track the status of your invoices
  • Set up automatic credit card payments
  • Send automated payment reminders

One user especially appreciated how clean and intuitive the platform was overall, but found that the software lacked some advanced tools. 

Check out Wave’s website for pricing.

QuickBooks Online: Best all-in-one accounting and invoicing solution

QuickBooks Online invoice creation page
QuickBooks Online

QuickBooks Online is invoicing and accounting software that helps you manage your accounts receivable and the rest of your finances without bouncing between multiple tools.

QuickBooks Online offers many essential invoicing features small businesses need—from customization to automatic payment reminders, batch invoicing, and expense tracking.

After you send an invoice, you can easily run an accounts receivable aging report to see which customers are late paying and how much cash you have in your business bank account to pay your bills.

QuickBooks Online’s other invoicing features include:

  • Track billable expenses and link them to your invoices
  • Set up alerts to know when customers pay invoices
  • Schedule recurring invoices

One user liked how QuickBooks Online linked so easily with her other software, including her CRM.

Check out QuickBooks Online’s website for pricing.

Zoho Invoice: best free billing software for small businesses

image of Zoho invoicing software
Zoho Invoice

Zoho Invoice is free invoicing software that works great for any small business on a tight budget.

While building your invoice in Zoho, you can toggle between a ‘simplified’ view and a more complex one that shows you recommendations on what to include to complete your invoice.

Zoho has many invoice templates with plenty of variety in their designs. Before selecting an invoice template, you can even live-preview each one with your own business’s information.

Zoho’s other invoicing features include:

  • Customize the sender, CC, and subject line of your email before sending an invoice
  • Send automated payment reminders
  • Choose between multiple payment gateways (like Stripe, Paypal, or GoCardless)

One user appreciated Zoho’s professional-looking invoices, but wished that the platform included more options for payment gateway integrations.

For another free, simple invoice creation option, try Jobber’s free invoice generator tool to automatically create and download a custom invoice for any job.

FreshBooks: User-friendly invoicing software

image of FreshBooks invoicing software
FreshBooks

FreshBooks is invoicing software for small business owners who value simplicity and ease of use.

Its clean, intuitive design makes it easy for anyone—even those with little accounting experience—to create and manage invoices without a steep learning curve.

Get started by using one of FreshBook’s ready-made templates to create professional invoices in minutes. You can also set up automated billing and reminders so you spend less time chasing payments.

FreshBooks’ other invoicing features include:

  • Accept online payments directly through the invoice to get paid faster
  • Track time and expenses and add them to invoices with just a click
  • Access everything on the go from a mobile app

One user wrote that FreshBooks makes invoice creation easy, but that the price is a little high.

Check out FreshBook’s website for pricing.

Paymo: Best for time-based project billing

image of Paymo invoicing software
Paymo

For businesses that bill projects by the hour—like marketing agencies or consulting firms billing for labor—Paymo is a great option. 

Track time automatically or manually across projects and tasks, and generate invoices directly from timesheets, ensuring accurate billing.

Paymo’s other invoicing features include:

  • Add expenses alongside tracked time for a complete client invoice
  • Offer multiple payment options 
  • Monitor project budgets so you stay profitable while keeping invoices accurate

One user liked how easy Paymo is to use, but wishes there were more customization options for invoices.

Check out Paymo’s website for pricing.

What to look for in your invoicing software

You’ll find many similar features across all online invoicing software, such as invoice templates, tracking, and automatic payment reminders. That said, some tools will fit your business better than others.

Choose software that’s built for your business type, size, and experience level. Answer these questions when you’re choosing between invoicing tools:

  • What types of invoices do you issue? Do you issue invoices at the end of each job or issue recurring invoices? The invoicing best practices of your industry might affect the type of software you should use.
  • How easy is the software? How many steps does it take to create and send an invoice? Your invoicing software should be relatively easy to learn with some support. More specialized options, like accounting software that includes invoicing tools, will have a steeper learning curve.
  • Does it automate your payment reminders? This is essential for any business owner to save time. Look for a tool that gives you templates for payment reminder messages, lets you customize them, and sends them automatically on a schedule you set.
  • Is it easy to track your accounts receivable? Does the software give you a clear picture of who’s paid and who hasn’t? You might also want alerts when someone opens an invoice, or details on when a customer last opened their unpaid invoice.
  • What are the payment processing fees? Most invoice apps let you accept online payments from customers. But each app offers different payment methods and processing fees, and may or may not provide a tip collection option.
  • How much can you customize your invoices? Are custom colors and designs important? If so, look for software that gives you lots of templates to work from.
  • Will it grow with you? If you plan on hiring more people or serving more locations, will the software be flexible enough to support that growth?

Choosing the best invoicing software for small business success comes down to finding a tool that fits your workflow and makes getting paid easier.

The sooner you make the switch, the sooner you can focus less on chasing payments—and more on growing your business.